CM 3 Marla Plot Scheme 2025: Free Plots in Punjab – Apply
Exciting News: CM 3 Marla Plot Scheme 2025
The Punjab Government has launched the Apni Zameen Apna Ghar (AZAG) 3 Marla Plot Scheme 2025, offering low-income families a free property opportunity to reduce their financial strain. Any resident with a permanent domicile in the districts of Jhelum, Kasur, Faisalabad, Lodhran, Sahiwal, Bahawalnagar, Okara, Mandi Bahauddin, Rajanpur, and Chiniot can apply by visiting the official portal azag.punjab.gov.pk or through E-Khidmat Markaz. Applicants must register an account, provide personal and family details, and upload documents like CNIC, spouse certificate, income proof, salary slips, bank statements, affidavits, and a utility bill for address verification. The Deputy Commissioner (DC) and PHATA field offices will process each application. The balloting will be computerized and held on November 30, 2025, to select beneficiaries through a random and fair process. Successful applicants will be notified by SMS or email, confirming 675 square feet plots. Each allotment is non-transferable for 5 years, and revoked if construction doesn’t start within 6 months. This golden opportunity ensures sustainable housing, giving vulnerable groups like widows, orphans, and the disabled a lifeline toward ownership and a secure future under this program.
Free 3 Marla Plot Scheme 2025 – Maryam Nawaz Sharif’s Housing Vision for Punjab
Under the leadership of Maryam Nawaz Sharif, the Punjab Government launched the Apni Zameen Apna Ghar (AZAG) Scheme 2025, a landmark housing initiative designed to empower low-income families with ownership and dignity. Through PHATA and the Housing, Town Planning, and Urban Development Department (HUD & PHED), this programme offers free 3 Marla residential plots measuring 675 sq ft. In Phase 1, about 1,892 plots across 19 districts will be allotted via computerized balloting through the official portal azag.punjab.gov.pk. Beneficiaries can access an interest-free home construction loan of Rs. 1.5 million, payable in monthly installments of Rs. 14,000 over 7 years, prioritizing widows, orphans, persons with disabilities, and daily-wage labourers.
Why the 3 Marla Plot Scheme 2025 Matters for Punjab
The Maryam Nawaz-led Punjab Government continues its mission of housing, shelter, and empowerment for underprivileged citizens through this 3 Marla land allotment program. By ensuring free and interest-free construction financing, the scheme aims to eradicate homelessness and uplift communities. It promotes ownership among low-income families, helps reduce slum areas, and encourages better urban planning. The initiative also fuels construction jobs, strengthens women’s property rights, and supports vulnerable groups. Overall, it contributes to the province’s sustainable housing agenda, making Punjab a model for inclusive development.
Phase-1 Districts Covered in the 3 Marla Plot Scheme
In phase-1, the Punjab Government has opened the apply window for government-approved housing schemes spread across 23 housing sites in 19 districts. These include Jhelum, Kasur (Pattoki), Faisalabad (Mamukanjan), Lodhran, Okara (Renala Khurd), Layyah, Bhakkar, Sahiwal, Sargodha, Khushab, Bahawalnagar, Mandi Bahauddin, Rajanpur, Attock, Gujrat, Bahawalpur, Vehari, Jhang, and Chiniot. Future phases will expand based on land availability and public demand, ensuring wider coverage and inclusivity. This gradual expansion approach reflects a well-planned housing vision that aligns with Punjab’s long-term development goals.
Eligibility Criteria for 3 Marla Plot Scheme Applicants
The eligibility requirements for applicants of the 3 Marla Plot Scheme 2025 are designed to ensure fairness. You must be a permanent resident of Punjab with a valid CNIC and domicile. Property ownership is restricted — neither the spouse nor children can own land in Pakistan. Registration in NSER with a PMT score of 60 or below is mandatory. Your family’s monthly income must be below Rs. 50,000, and you must have a clean legal history, with no criminal case or loan default. Priority is given to those aged 18 years and above, especially married individuals.
Documents Required for the 3 Marla Plot Scheme Application
Before applying for the 3 Marla Plot Scheme 2025, ensure all documents are ready in digital copies like JPG, PNG, or PDF (each under 1 MB). You’ll need your CNIC, spouse’s CNIC, and domicile certificate, along with a passport-size photograph, income proof, or affidavit. Attach your Family Registration Certificate (FRC) issued by NADRA, and NSER verification with the PMT score. Include a utility bill for address verification, and if applicable, a disability, widow, or marriage certificate. Lastly, provide a bank statement for the last 6 months to confirm financial eligibility.
How to Apply Online for the 3 Marla Plot Scheme 2025
To apply for the 3 Marla Plot Scheme 2025, visit the official portal of the Punjab Small Industries Corporation (PSIC) or the Punjab Housing & Town Planning Agency website. Click on the “Online Apply” option and fill in your personal, family, and income details carefully. Upload the required documents in the correct format before submitting your application form. After submission, you’ll get a registration number to track your application status. Make sure your internet connection is stable and your email or phone number is active to receive updates and verification messages from the authorities.
Plot Price and Payment Plan for the 3 Marla Plot Scheme 2025
Under the 3 Marla Plot Scheme 2025, the Punjab Government has introduced an affordable payment plan to help low-income families own property with ease. The total plot price is around Rs. 360,000, depending on the district and location. Applicants are required to pay a down payment of Rs. 60,000, while the remaining balance can be paid through easy monthly installments over 5 years. Each installment is designed to stay within affordable limits, ensuring financial comfort for eligible families. This initiative promotes ownership, stability, and social inclusion across Punjab’s urban and semi-urban areas.
Allotment Process in the 3 Marla Plot Scheme 2025
The allotment process for the 3 Marla Plot Scheme 2025 is carried out through a transparent computerized balloting system managed by the Punjab Government. After the application deadline, all eligible applicants are entered into an online draw to ensure fair selection. Successful candidates receive official notification via SMS or email, followed by document verification and site allocation. If any applicant fails verification, the plot is automatically reassigned to another qualified individual from the waiting list. This method guarantees fairness, accountability, and zero human interference throughout the selection process.
Interest-Free Home Construction Loan: Apni Chhat Apna Ghar
Under the Apni Chhat Apna Ghar program, each eligible allottee can apply for an interest-free loan of up to Rs. 1.5 million for home construction. The repayment plan is spread over 7 years with a monthly installment of around Rs. 14,000, including a 3-month grace period. This facility is strictly for residential purposes and cannot be used for commercial construction or property transfer. Beneficiaries are required to complete construction within 2 years of possession. If false documents are found or PHATA inspections reveal violations, the applicant may face disqualification. A grievance redressal committee is also available for complaint resolution.
Transparency & Monitoring
The Punjab Government ensures transparency through computerized balloting, digital verification, and continuous monitoring. The NSER and PSER databases are used to verify eligible families before allotment. All applicants can track their progress through official portals and helplines such as 0800-09100. A proper complaint system has been established to handle grievances and ensure a fair verification process. This digital-first approach minimizes human interference, promotes fair allocation, and strengthens public trust in the Apni Zameen Apna Ghar (AZAG) initiative.
Social & Economic Impact
The Apni Zameen Apna Ghar Scheme has created a major social and economic impact across Punjab. By giving land ownership to vulnerable families, the government aims to reduce urban overcrowding and improve living conditions. The construction phase generates jobs, boosts local economies, and encourages women’s participation in property ownership. This programme contributes to welfare and supports marginalised groups, forming part of Punjab’s long-term sustainable housing goals. Beyond just houses, the scheme symbolizes a pathway toward financial security and social stability for thousands of low-income citizens.
Helplines & Official Links
Registration Portal:
Applicants can visit azag.punjab.gov.pk to complete their official registration and submit applications for the housing program.
Loan and Financial Assistance:
Detailed information about loans, payment plans, and financial support is available on the official loan website acag.punjab.gov.pk.
Eligibility Verification (NSER):
To confirm eligibility status, applicants should use the NSER verification system at pser.punjab.gov.pk. This step ensures that all records are verified before approval.
Complaint and Support Channels:
In case of any issue during registration, document submission, or verification, applicants can:
Helplines & Official Links
The Apni Zameen Apna Ghar Scheme 2025 stands as a landmark step toward affordable housing and social equality in Punjab. Through free 3 Marla plots, interest-free home loans, and a transparent verification process, the Punjab Government under Maryam Nawaz Sharif’s leadership has offered thousands of low-income families a real chance at land ownership and financial independence. With fair monitoring, digital registration, and focus on vulnerable groups, this program is not just about building houses — it’s about building a sustainable future where every deserving citizen can truly call a place their own.
